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Fixed-Income Investing

Pricing a Premium Bond: A Foundation for Informed Investment Decisions

January 17, 2025 · Ahmad Nasrudin

Accurately valuing bonds is crucial for making informed investment decisions as a fixed-income investor. Understanding how a bond's price is determined allows you to assess its attractiveness relative to your investment objectives and risk

Pricing a Par Bond: Calculate and Understand It (Coupon Rate Equals Discount Rate)

January 17, 2025 · Ahmad Nasrudin

Understanding par bond pricing is crucial to know if you're paying the right price for a bond. Have you ever wondered what factors influence whether a bond is a good deal or not? This article will equip you with the knowledge to answer these

Mastering Bond Price: A Guide for Savvy Investors

January 18, 2025 · Ahmad Nasrudin

Success in fixed-income investing hinges on your understanding of how bond prices behave. Bond prices aren't arbitrary; they reflect the present value of all the future cash flows you expect to receive from that bond. These cash flows include regular

Par Bond: Demystifying Fixed-Income Investing for Smart Investors

January 17, 2025 · Ahmad Nasrudin

Par bonds, debt securities trading at their face value (typically $1,000), are a cornerstone of the fixed-income market. Understanding their behavior is crucial for navigating the inherent interest rate risk, which can significantly impact investment

Repo Rate: How It Works, Key Factors and Impact on Your Portfolio

January 18, 2025 · Ahmad Nasrudin

Repo rate refers to the annualized interest cost when borrowing money using securities as collateral. Essentially, in a repurchase agreement (repo), you sell securities to a lender with an agreement to repurchase them at a later date at a slightly

Term Repo: Strategic Funding for Fixed-Income

January 18, 2025 · Ahmad Nasrudin

Term repos offer a valuable alternative to traditional overnight repurchase agreements (repos) by providing secure and reliable long-term funding. Secure and reliable long-term funding is essential for the success of many fixed-income investment

Repo Margin (Haircut): Factors Driving Collateral Risk and Returns

January 18, 2025 · Ahmad Nasrudin

Repo margins are crucial for managing risk within the fixed-income market. You rely on these margins to protect your interests in repurchase agreement transactions. Understanding how repo margins are determined and the factors that influence them is

Reverse Repo: The Ultimate Guide for Savvy Fixed-Income Investors

January 18, 2025 · Ahmad Nasrudin

The reverse repurchase agreement (reverse repo) can be a valuable tool for fixed-income investors seeking to capitalize on declining bond prices. Expanding your toolkit beyond long-only strategies can significantly enhance your investment

A Guide to Negotiable CDs: When Flexibility Matters in Fixed-Income Investing

January 11, 2025 · Ahmad Nasrudin

Negotiable CDs can offer a valuable solution for fixed-income investors seeking a balance between liquidity and stable returns. Unlike traditional Certificates of Deposit (CDs), which often lock your funds in for a specific term, making early

The Complete Guide to Term CDs for Fixed-Income Investors

January 11, 2025 · Ahmad Nasrudin

Term CDs can be valuable for fixed-income investors seeking long-term financial security. Certificates of deposit (CDs) offer a secure and predictable path to grow savings with fixed interest rates and terms. They are typically insured by the FDIC,

Understanding Non-Negotiable CDs: Pros, Cons, and When They Make Sense

January 11, 2025 · Ahmad Nasrudin

Non-negotiable CDs offer a secure haven for your hard-earned savings in today's investment landscape, where market volatility can create uncertainty. Certificates of Deposit (CDs) offer stability by providing fixed interest rates over a specific

Medium-Term Notes (MTNs): Understanding the Issuance, Features, and Risks

January 17, 2025 · Ahmad Nasrudin

You're likely familiar with traditional bonds, but have you considered exploring the potential of medium-term notes (MTNs)? Initially conceived to bridge the gap between short-term commercial paper and long-term bonds, MTNs have evolved into a

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