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Savers are parties who preserve money to be invested. For a narrower definition, this term refers to those who place money in a bank. Savers may be individuals, companies, or governments.
For example, if you put money in a time deposit, you are a saver.
Companies set aside a portion of their cash and invest it in the financial instruments to meet short-term liquidity while obtaining returns. In this case, they are also savers.
Where savers put the money
Investment allocation can be to a variety of assets, both physical assets such as gold or financial assets such as stocks and bonds. Investor’s total ownership of financial assets is usually referred to as an investment portfolio or portfolio.
When savers have invested, we call them investors. They are providers of capital in the financial system. When they buy shares, we call them stock investors. Meanwhile, when money flows into debt instruments, we call them lenders or bond investors.